Opening a FAB Bank Salary Account is a popular choice for many in the UAE, especially for those who want their salary to be deposited in a reputable bank. This account offers convenience and smooth salary transfers, making it an ideal choice for employees. You May also like to read Emirates id Status.
Requirements for Opening a FAB Bank Salary Account
Before you apply to open your salary account at FAB Bank, make sure you meet the following basic requirements:
- Proof of UAE Residency:
- You need to provide valid documents such as your Emirates ID and passport. Make sure these documents are up-to-date and not expired.
- Age Requirement:
- You must be at least 18 years old to open this account.
- Valid Phone Number and Email Address:
- A working phone number and email address are required for communication and account management.
- Proof of Employment:
- You must provide documentation that proves you are employed and receive a salary. This could include a salary certificate from your employer or recent pay slips.
These are the key requirements to successfully open a FAB Bank Salary Account. Ensure all your documents are in order before proceeding with the application.
Benefits of FAB Bank Salary Account
- Smooth Salary Transfer: FAB is a well-known and trusted bank in the UAE, making it easier to have your salary transferred to your account.
- No Minimum Balance Requirement: This can vary, but typically, salary accounts in banks like FAB offer minimal balance requirements.
- Other Banking Services: Once your salary account is active, you can access other services such as loans, credit cards, and more, often with better terms for salary account holders.
How to Open FAB Bank Salary Account by Visiting a Branch
Opening a FAB Bank Salary Account through a branch visit is a great option if you prefer face-to-face assistance or have any queries regarding the account opening process. Below is a simple step-by-step guide to help you open your account at a FAB Bank branch:
Step-by-Step Process:
- Visit the FAB Bank Website:
- You can visit the official FAB Bank website through two methods:
- Google Search: Search for “FAB Bank” on Google and click on the official website link.
- Direct Link: Click on the direct link provided here: FAB Bank UAE.
- You can visit the official FAB Bank website through two methods:
- Navigate to the Personal Account Section:
- On the homepage of FAB Bank, go to the Personal option in the main menu at the top of the page.
- Hover your mouse over Personal, and a drop-down menu will appear.
- Click on the Current Accounts option.
- Select the Personal Current Account:
- After clicking on Current Accounts, you’ll be redirected to a page displaying different types of accounts.
- Look for the Personal Current Account, which is the salary account option. If you don’t see it immediately, try selecting the Daily Expenses option, and the salary account will show up.
- Visit the Nearest FAB Bank Branch:
- Once you have located the correct account option, go to the nearest FAB Bank branch to initiate the account opening process.
- At the branch, you can ask the bank’s customer service team any questions you may have and they will assist you with the account opening process.
Why Choose Branch Visit?
- In-Person Assistance: If you have any doubts or need help understanding the terms and conditions, the bank staff will be available to guide you.
- Instant Clarification: If you are unsure about any required documents or eligibility criteria, you can clarify everything on the spot.
Once your documents are verified and the account is opened, you’ll have your FAB Bank Salary Account activated for receiving your salary and accessing other banking services.
How to Open a FAB Bank Salary Account Online via Mobile Application
In today’s digital age, most banking services are available through online portals and mobile applications, allowing you to open an account from the comfort of your home without visiting a branch. If you are employed in the UAE and looking to open a salary account, FAB Bank (First Abu Dhabi Bank) is one of the best options available due to its reputation, customer service, and range of services tailored for salaried individuals.
Opening a FAB Bank Salary Account online through the mobile application is a simple and fast process. In this guide, we will take you step-by-step through the entire process of opening a salary account using the FAB mobile app. This method not only saves you time but also provides easy access to all banking services provided by FAB Bank.
Let’s get started:
Step 1: Install the FAB Bank Mobile Application
The first step to opening your FAB Bank Salary Account is to install the FAB Bank mobile application on your smartphone. You can download the app from:
- Google Play Store (for Android users)
- App Store (for iOS users)
Simply search for “FAB Bank” in the store, and click on the first result to install the application. Alternatively, you can directly download the app using these links:
Once the app is installed, open the application on your mobile device.
Step 2: Navigate to the “Join FAB” Section
After opening the FAB mobile application, you will be directed to the home screen of the app. On this screen, you will see two main options:
- Join FAB
- Existing Customer Login
Since you are opening a new salary account, click on the “Join FAB” button.
Step 3: Select FAB or FAB Islamic Account
A new page will open with two options for account types:
- FAB (for a regular account)
- FAB Islamic (for an Islamic banking account)
For a Salary Account, choose the FAB option (the first option).
Step 4: Select “I Want to Open an Account”
After selecting FAB, you will be taken to another page where you will see various options related to account types. Choose “I want to open an account”. This will take you to the next step of the account opening process.
Step 5: Review Guidelines and Continue
A pop-up notification will appear with a few guidelines related to opening the account. Simply read the guidelines and click on the “Continue” button to proceed.
Step 6: Enter Your Contact Details
Now, you will need to provide your contact information. Enter the following details:
- Mobile Number: Ensure you enter a valid phone number, as all future notifications and account updates will be sent here.
- Email Address: Provide your email address for notifications related to your account.
After entering your details, click on the “Continue” button to proceed.
Step 7: Enter OTP for Verification
You will receive a One-Time Password (OTP) on both your mobile number and email address. Enter the OTPs received to verify your contact details. Once entered, click on “Continue”.
Step 8: Provide Personal Information
Next, the app will prompt you to enter additional personal details. These include:
- Employment Status: Since you are opening a salary account, select “Salaried” as your employment status.
- Salary Details: Enter your monthly salary.
- Area: Select the emirate where you are residing (e.g., Dubai, Sharjah, etc.).
Once this information is entered, click on “Continue” to proceed.
Step 9: Choose Your Nearest Branch
On the next screen, you will need to select the nearest branch to your location. After selecting the branch, click on “Continue”.
Step 10: Select Account Type
You will then be asked to select the type of account you want to open. Since you’re opening a salary account, choose the Personal Current Account option.
After selecting the account type, click on the “Apply Now” button to move to the next step.
Step 11: Scan Your Emirates ID
Next, the app will prompt you to scan your Emirates ID. Make sure to scan both the front and back of your Emirates ID as per the app’s requirements.
After scanning, click on “Continue” to proceed.
Step 12: Scan Emirates ID Chip
In this step, the app will ask you to scan the Emirates ID chip. Simply remove your phone case (if applicable) and hold the back of your mobile phone against the chip on your Emirates ID. Your details will automatically appear in the app.
Once the details are verified, click “Continue”.
Step 13: Enter Residential Address Details
Now, you will need to enter your residential address details. Fill in your address, including the flat number, building, street, and any other required information. This is an important step, as it will be used for correspondence and verification.
Additionally, the app will automatically fetch your signature from your Emirates ID. This signature will also be used for cheque transactions.
Click on “Continue” once all the details are filled out.
Step 14: Provide Country Details
Next, you will be asked to provide country details—your nationality and city of origin. Once completed, click “Continue”.
Step 15: Enter ATM Card Details
You will now be prompted to enter the name you wish to appear on your ATM card. If needed, you can edit this information here. After entering the name, click “Confirm”.
Step 16: Tax Declaration
In this step, the app will ask you to confirm your tax status. For most individuals, the correct selection is:
- No for the first two options.
- Yes for the last one.
Click “Confirm” to continue.
Step 17: Agree to Terms and Conditions
Finally, you will need to read and agree to the terms and conditions of FAB Bank. After reviewing, click “I Agree” to accept the terms.
Step 18: Account Creation Confirmation
Congratulations! You have successfully completed the process to open a FAB Bank Salary Account. You will receive a confirmation email and a text message with your account details. The account is now active, and you can begin using it for transactions, receiving your salary, and accessing all other services offered by FAB Bank.
Why You Should Open a FAB Bank Salary Account?
There are several compelling reasons to open a FAB Bank Salary Account:
- Convenience: Most companies in the UAE pay salaries directly into bank accounts, and FAB makes it easy to receive your salary promptly.
- Basic Banking Services: The account provides essential banking features like IBAN, SWIFT code, and the ability to transfer and receive payments.
- Free ATM Card and Chequebook: When you open a salary account with FAB, your first ATM card and chequebook are provided for free, saving you money on banking fees.
- Bill Payments: FAB allows you to use its mobile banking app for bill payments, subscriptions, and other services, making managing your finances easy.
- Reputation and Trust: FAB is one of the largest and most trusted banks in the UAE, offering reliable and secure banking services.
- Eligibility for Credit Card and Loans: Over time, as you build a relationship with the bank, you may become eligible for other services like credit cards and loans.
By following the steps above, you can easily open your FAB Salary Account and start enjoying all the benefits FAB has to offer.