The ADIB Zero Balance Account can be easily opened by following a few simple steps. If you’ve faced rejection for account opening in the past, don’t worry; by carefully following these steps, your application will be successfully processed. You May Also Like to Read about the Emirates id status.

This account is ideal for individuals who work online, such as freelancers, or for those earning daily wages. It’s especially helpful for people who find it difficult to maintain a minimum balance, making it an excellent choice for a variety of users in the UAE.

In the UAE, having a bank account is essential for various financial transactions. Payments for services, purchases, and even mobile top-ups can be easily made through the bank’s debit or credit card. An account also simplifies receiving salaries and sending money to others.

Why You Need an ADIB Zero Balance Account

Having a bank account in the UAE is a necessity for many purposes. For example, employees receive their salaries through bank accounts, and it’s required for topping up mobile balances or making payments for services. The ADIB Zero Balance account provides seamless services such as transfers, receiving funds, and more, without the hassle of maintaining a monthly balance.

How to Open an ADIB Zero Balance Account in 2025

Opening an ADIB Zero Balance Account is simple. Just follow these steps and use the image guidelines provided to ensure a smooth account opening process:

1. Install the ADIB Bank Application:
   • If you don’t have the ADIB Bank app, download it from the Google Play Store (Android) or App Store (iPhone). Search for “ADIB Bank” and install the app.
   Open the Application:
   • After installation, launch the app. On the home screen, tap “NO” if you do not already have an ADIB account. This step indicates you are opening a new account.
2. Enter Your Mobile Number:
   • Input your mobile number to receive an OTP (One-Time Password). Enter the OTP when prompted to proceed.
   Scan Your Emirates ID:
   • The app will ask you to scan your Emirates ID chip for verification. It’s highly recommended to complete this step, even though you can choose to skip it. Select “Start Recording” and use the back camera to scan the ID chip.
   Upload Passport and Provide Nationality Information:
   • Next, upload a scanned copy of the first page of your passport. Select your nationality and indicate whether you hold dual nationality (select “No” for most people).
   Specify the Source of Funds:
   • Choose “Employed” if you are employed. Afterward, you may see an error message; ignore it and click “Continue Declared Employee.”
   Provide Company Details:
   • Enter the details of your company, such as its name, category (government or private), and your date of joining. Specify your monthly salary and indicate whether you want your salary transferred to this account.
   For Self-Employed Users:
   • If you’re self-employed, select the “Self-Employed” option. Enter your business type, your role, and annual income, then confirm if you wish to transfer funds to the account. After completing these fields, click “Submit.”
   For Housewives:
   • If you are a housewife, select the “Not Employed” option and provide all the required information as prompted.
   Submit Your Application:
   • After filling in the necessary information, click the “Submit” button to submit your application.

What Happens Next?

Once your application is submitted, ADIB will process your details and provide you with further instructions. If any physical documents, like your Emirates ID or salary slip, are required, make sure they are ready when the bank delivers your ATM card.

If you encounter any issues during the process, you can contact ADIB’s customer support for assistance.