The online process for opening ADCB ZERO Balance account is simple and easy. You can just open you are Adcb Zero Balance Account with few steps. Any one who is the resident of the UAE can easily open Adcb Zero Balance Account with own self through online process. This account provide all the basic and common features of banking account to its user.
Now a days having bank account is important into the UAE. Because its help you to save money. Moreover by banking account you can easily send and receive money within in country. ADCB Bank is well Reputational bank into the united Arab Emirates. The Adcb Zero Balance Account is best for those people who are working as labor into the UAE. Because these types of people can not Afford Month balance maintain requirement by the bank. Zero bank balance account is means you have not maintain balance into you are account. Which means you have not worry about the Monthly balance maintain requirement.
Why you need to open ADCB Zero Balance account in UAE.?
It is not mandatory to open an ADCB Zero Balance account in the UAE. However, it is Common to have an account in the UAE, as most services and payments are completed through online payment systems that require debit or credit card details necessitating a bank account. Without a bank account in the UAE, transferring money to someone becomes challenging, requiring visits to banks and a lengthy process.
Having a bank account in the UAE facilitates easy money transfers with just a few clicks. Additionally, you can conveniently pay bills such as mobile top-ups, mobile data payments, and government service fees through these accounts.
A zero balance account implies that no monthly amount is required. In the UAE, many banks typically require a monthly minimum balance, or they may charge monthly account fees. For daily wage employees or labor workers, arranging a fixed monthly amount into the account can be challenging. To address this issue, ADCB Bank offers the Zero Balance account, ensuring that customers, particularly those with variable income, can avoid the hassle of maintaining a minimum balance every month. This makes the ADCB Zero Balance account a practical and convenient solution for individuals facing difficulties in meeting monthly account requirements.
Requirements for Zero Balance account Adcb Balance in UAE
To open a Zero Balance account in the UAE, there are specific requirements that must be fulfilled. These essential prerequisites are outlined below:
- Valid Passport:
- Your passport must be valid and not damaged. Some individuals may apply for a bank account when their passport is near expiry. However, for account opening in the UAE, it is essential that your passport has at least six months before expiration. This ensures that you can successfully apply for a bank account in the country.
- Emirates ID:
- You need to possess a valid Emirates ID that is clear, readable, and not nearing expiry. The Emirates ID serves as a crucial identity proof in the UAE. Without a valid Emirates ID, you cannot apply for various services within the country. If your Emirates ID is damaged or difficult to read, it is advisable to apply for a new Emirates ID before proceeding with the bank account application.
- Personal Phone Number and Email Address:
- It is mandatory to have your own mobile number and email address for account creation. During the application process, you will need to register a phone number and email address. These contact details are where service providers send OTP codes and other important notifications. It is crucial to use a personal and valid phone number and email address, as all future communication and details will be sent to these two channels. Avoid using temporary or shared email and mobile numbers to ensure smooth communication and account management.
By fulfilling these key requirements – having a valid passport, a clear and valid Emirates ID, and providing your personal phone number and email address – you can proceed with confidence to open a Zero Balance account in the UAE.
Adcb Zero Balance Account Opening Online
Opening an ADCB Zero Balance Account online is a straightforward process that involves just a few steps. Ensure that you follow all the available steps and carefully read the provided details related to the account opening process to avoid any issues. Skipping any guidelines may lead to problems during the account registration, so adhere to the instructions below:
- Internet Connection and Smartphone:
- Ensure that you have an active internet connection and a smartphone. This process requires a smart cell phone to proceed.
- Download ADCB Hayyak Application:
- Install the ADCB Hayyak application on your smartphone. You can find and download the application from Google Play Store for Android users or the App Store for iPhone users. Simply search for “Hayyak ADCB” and select the first available application. Alternatively, you can use the following links for installation:
- For Android: ADCB Hayyak – Apps on Google Play
- For iPhone: ADCB Hayyak on the App Store
- Install the ADCB Hayyak application on your smartphone. You can find and download the application from Google Play Store for Android users or the App Store for iPhone users. Simply search for “Hayyak ADCB” and select the first available application. Alternatively, you can use the following links for installation:
- Open the Application:
- Once the installation is complete, open the ADCB Hayyak application on your smartphone. On the application’s home screen, you will find two options: “New User” and “Returning User.” Click on “New User” to proceed to the next step.
- Follow On-Screen Instructions:
- Follow the on-screen instructions provided in the application. Capture the required details accurately and complete the necessary steps for account registration. Ensure that you do not skip any steps to avoid complications during the process.
By carefully following these steps, you can successfully open an ADCB Zero Balance Account online. Make sure to pay attention to the on-screen instructions and provide accurate information for a smooth account registration experience.
In the provided screenshot, the first step involves clicking on the “New User” button. Once you click on this button, you will be directed to the next page where you need to provide basic information. Follow these steps:
- Provide Basic Information:
- Enter your Full Name in the designated field.
- Input your Mobile Number, ensuring it is your personal and accurate number.
- Similarly, provide your Email Address, making sure it matches the one linked to your mobile number.
- Click on the checkbox to agree to the terms and conditions.
- Proceed by clicking the “Continue” button, advancing to the next page.
- Choose Notification Preferences:
- On the next page, you will encounter checkboxes for selecting the types of notifications you wish to receive.
- Check the boxes according to your preferences.
- Click the “Continue” button to move on to the next steps.
- Enter Mobile Number for OTP:
- In the subsequent step, you will be prompted to enter your mobile number again for receiving the OTP (One-Time Password) code.
- Input your mobile number and click on the “Send OTP Code” button.
- Verify OTP Code:
- A new page will appear on your home screen, displaying the OTP code sent to your mobile number.
- Enter the received code in the designated field.
By following these steps, you will successfully navigate through the initial stages of the ADCB Zero Balance Account opening process. Ensure that you provide accurate information and follow the on-screen instructions to complete the registration smoothly. Screenshots for each step have been provided for your reference, facilitating a clear understanding of the process.
In the depicted screenshot, you’ll notice that after providing the OTP code, the next step involves selecting the type of account – Islamic or conventional. Here, you are instructed to choose the conventional account. Follow these steps:
- Select Account Type:
- After entering the OTP code, you will be prompted to choose the account type – Islamic or Conventional.
- Opt for the Conventional account.
- Click the “Process” button to proceed.
- Read Guidelines and Start Account Opening:
- A new page will appear with guidelines to read.
- Click on the “Start Now” button to initiate the account opening process.
- Provide Employment Details:
- You will then need to furnish details related to your employment status.
- Choose your profession (salaried or other) and input your salary amount.
- Click “Continue” and a pop-up will appear; click “I Understand” to proceed.
- Personal Information:
- The subsequent steps involve providing personal information.
- Specify your education level, marital status, company name, and the industry your company operates in.
- Select your job position (e.g., manager, worker, HRM).
- Enter your date of birth.
- Check the box affirming the truthfulness of the provided information.
- Click the “Continue” button.
By following these steps, you will successfully progress through the stages of opening an ADCB Zero Balance Account. Ensure that you carefully provide accurate details and adhere to the on-screen instructions. Screenshots for each step have been provided for your reference, aiding in a clear understanding of the account opening process.
In the provided screenshot, you’ll observe the next steps involved in the ADCB Zero Balance Account opening process. Follow these instructions:
- Scan Basic Documents:
- As indicated in the screenshot, you need to scan your basic documents within the application.
- Start by scanning your Passport, followed by your Emirates ID and your signature.
- After completing these steps, proceed to the “Process” button to move to the next step.
- Provide Home Country and Tax Information:
- In the subsequent step, you will be prompted to select your home country and city.
- Choose your home country and city from the available options.
- Indicate whether you are a taxpayer by selecting “Yes” or “No.” Typically, most people are not taxpayers, so you may select “No.”
- Source of Funds:
- The next step involves specifying the source of your funds.
- Choose the “Salary Transfer” option if your funds come from salary transfers.
- Click “Continue” to proceed.
- ATM Card Details:
- On the following page, you are required to enter the name you want to be printed on your ATM card.
- Write your name in the designated field and check the box to confirm.
- Click the “Confirm” button to move forward.
By adhering to these steps, you will successfully navigate through the process of opening an ADCB Zero Balance Account. Ensure that you accurately scan the required documents and provide correct information at each step. Screenshots for each stage have been provided to facilitate a clear understanding of the account opening procedure.
In the described steps based on the available screenshot, you will proceed with the final stages of opening an ADCB Zero Balance Account. Follow these steps:
- Select Transactions Per Month:
- After choosing your ATM card name, you need to select the number of transactions per month.
- Click on the first available option to select 10 transactions per month.
- Proceed by selecting this option and move to the next step.
- Fill Delivery Details:
- On the subsequent page, you are required to fill in the delivery details, specifying where you want to receive your ATM card and other related documents.
- Provide the necessary delivery information.
- Click the “Submit” button to proceed.
- Choose Delivery Option:
- On the next page, select the first available option, indicating delivery within 72 hours.
- Additionally, you have the option to choose a branch location for card pickup.
- Specify whether you want the card delivered to your office or home address.
- Click the “Proceed” button.
- Confirm Details:
- On the following page, confirm the details you have provided.
- Click on the “I Confirm” button to move to the next step.
- View Account Details:
- On the subsequent page, your account details will be displayed.
- You can copy these details or take a screenshot for your records.
- Access Account Details Through Dashboard:
- If you click on the “View Dashboard” button, you can access your account details.
- Alternatively, the details will also be sent to your mobile number.
- Login and Change Password:
- To access your account, you can log in using the provided details.
- Change your password as desired for added security.
- Consider installing the ADCB Bank application for convenient account access.
By following these steps, you will successfully complete the process of opening an ADCB Zero Balance Account in the UAE. If you encounter any issues, feel free to contact customer support for assistance.
